You did everything right. You picked a doctor within your health plan network. You made sure the hospital was in your network. Yet you suddenly face a bill for thousands of dollars for doctors or anesthesiologists who were not in your network. Bait and switch, anyone?
As the number of seniors grows, so grows our attractiveness to crooks. The following struck me as so important I wanted to get it out to you, even though this doesn’t follow the normal type of postings here.
If you are between 66 and 70, and have not applied yet for your social security benefits — please, please read this posting from the excellent Satisfying Retirement blog.
Apparently crooks, armed with your details from the Equifax breach, are going after people in this age range. They’ve found they can apply online with social security and get back benefits in your name (thousands of dollars worth!) — all before you can find out what happened.
Please check this out — and be vigilant. This not only screws up your social security, but will also force you to fight it out with the IRS and with medicare(!)
Nobody wants to spend a ton of money launching a new business — only to discover they might as well have set it on fire. It’s doubly true if you’re a senior — as you won’t have as many years to recover financially.
CB Insights (a venture capitalist database) examined what contributes to the failure of new businesses. “After analyzing 101 startup post-mortems, they found that 42% suffered from a lack of demand for the product or service being offered. They used a harsh phrase to describe this cause of failure: ‘no market need.’” (Source Harvard Business Review)
My excuse is… I never grew up around rivers. I first got in a boat of any kind (a kayak) in my late 30s. But it still takes an astonishing lack of wisdom to underestimate Mother Nature.
She and I fought this past weekend, and I’m very lucky to be alive. And still have both my dogs alive.
Like most of you, I feel guilty I don’t exercise enough. And the only kind of exercise that doesn’t feel like being forced to scrub floors on my hands and knees (thanks mom & dad!) — is sports. So when a friend suggested we go kayaking last weekend — it sounded great. Continue reading “Proof that age doesn’t always bring wisdom”→
You can’t have a business today without a website — no matter how local and how small you are. But you can save yourself a LOT of time, angst, and money by picking the right hosting company and formats.
According to the New England Journal of Medicine, 20% of all medicare patients who experience a hospital stay will find themselves right back in the hospital within 30 days. And it won’t be from your original health problem. That’s 2.6 million of us a year(!)
About 64-71% of readmitted seniors are back in for something new — commonly including a wide range of problems such as “heart failure, pneumonia, COPD, infection, gastrointestinal conditions, mental illness, metabolic derangements, and trauma.” Doctors are recognizing that the hospital experience itself is making you sick, and are calling it Post-Hospital Syndrome. Continue reading “You’ll be back in the hospital within 30 days, unless…”→
Sometimes it seems like senior citizens have all bought RVs and have all hit the road, including myself. But… should you join us?
The answer is very dependent on you and your circumstances — social, medical and financial.
If you are a single woman, don’t stop reading — you may be surprised at the benefits of owning one. I certainly was. The only reason I got one originally was because my dad’s wife suddenly banned animals inside her house. Which meant I couldn’t visit her or my dad, unless I was willing to get a local hotel room and leave my two small dogs inside for hours.
Have you ever feared you might go insane? Perhaps you had a relative it happened to? Perhaps you worried about genetics?
In my case, it was an aunt of mine. I’ll call her Helga. When I was young, we’d see her for family holidays. She was fine then, married to a man she adored. She was an artist, a good one, who sold her paintings and taught art students on the side. I was impressed because she had a career at a time when that was extremely unusual. She had a daughter I liked and a chihuahua I hated (probably the only dog I’ve ever met I didn’t like).